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About Credit/Debt Management
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How to Survive Unemployment
Tue, 18 Nov 2008 13:49:00 +0000
Unemployment is at its highest levels since 2001. Everyday, there are reports about companies cutting thousands even tens of thousands of jobs. Just yesterday, Citigroup announced it would be cutting...
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Citibank Credit Cards Will Get Higher Interest Rates
Sat, 15 Nov 2008 14:48:00 +0000
If you have a Citibank credit card watch out for an interest rate increased notice with your next billing statement. Though Citigroup, the bank servicing Citibank credit cards, promised it...
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$1500 for Credit Repair? You Can Do it For FREE!
Thu, 13 Nov 2008 02:39:00 +0000
Today I saw a press release from a company offering credit repair services for $1,500. Look at what Credit Restoration Consultants claims they can do for you:
Credit Restoration Consultants is...
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Now's the Time for Layaway to Make a Comeback
Mon, 10 Nov 2008 12:14:00 +0000
Remember layway? It's the polar opposite of store credit. You pick out your merchandise, then make payments on it before you take it home. Then, after you've completely paid for...
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What Influences Your Credit Score
Fri, 07 Nov 2008 12:23:00 +0000
Your credit score is a pretty important number. Not only does it determine whether you get a credit card or loan, it also influences your ability to buy a house,...
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Debt Collector Calls on Your Cell Phone
Thu, 06 Nov 2008 05:34:00 +0000
No one wants to be contacted by a debt collectors, especially not on your cell phone while you're caught in evening traffic. But, debt collectors can legally contact you on...
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Can You Afford More Debt?
Mon, 03 Nov 2008 00:36:00 +0000
While you might think a credit card or a loan is helping you "afford" to buy groceries, it's only postponing an inevitable financial crisis. According to Merriam Webster's dictionary, to...
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FTC Goes After 33 "Credit Repair" Agencies
Thu, 30 Oct 2008 01:38:00 +0000
Earlier this week, the Federal Trade Commission (FTC) announced plans to target 33 credit repair agencies who violated both the FTC Act and the Credit Repair Organizations Act (CROA). According...
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Paying Less Than the Minimum? You're Late
Wed, 29 Oct 2008 00:45:00 +0000
When you can't afford to make your minimum credit card payment, you might be tempted to just send what you can. If you've ever done it, you were probably shocked...
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Think Your Credit Report's Right? You Could Be Wrong
Tue, 28 Oct 2008 00:45:00 +0000
Don't take for granted that your credit report only contains accurate information or that errors will somehow correct themselves. It's up to you to check your credit report periodically to...
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